1、 2010203040905063520132014201520162017201820192020202120222023201320142015201620172018201920202021202220232013201420152016201720182019202020212022202360246810122019-042020-042021-042022-042023-04Medium-Sized Businesses Large BusinessesMicro BusinessesSmall BusinessesOther Consumers5.265.45.2554.64.2

2、3.34.13.83.73.332.82.5 2.52.22.32.4 2.42.22.42.22.42.6Dec-22Jan-23Feb-23Mar-23Apr-23May-23Jun-23Jul-23Aug-23Sep-23Oct-23Nov-23Dec-23Jan-24Feb-24Mar-24Apr-24May-24Jun-24Jul-24Aug-24Sep-24Oct-24Nov-24Dec-24-2.00.02.04.06.08.010.0201220132014201520162017201820192020202120222023Real Yield on 10-year Gov

3、ernment Bonds(%)The Rate of Return of Offices(%)72023202420252.0%2.0%5.0%0.0%0.5%5.0%4.5%5.3%3.2%62.0%66.0%66.0%3.3%2.4%2.0%Source:Presentation by the Governor of the Bank of Israel to the Finance Committee 2024Shortage of skilled workers in non-wet jobsShortage of skilled workers in wet jobs2017 20

4、18 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20302012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023901/2204/2207/2210/2201/2304/2307/2310/2320152016201720182019202020212022202310202020212022202316.3%27.0%-19.7%26.3%43.6%21.4%-33.1%44.2%-5.1%22.2%0.2%14.5%-14.3%14.3%0.9%3.8%3.5%

5、15.8%-1.9%20.3%16.0%4.9%-9.4%28.2%-11.0%26.0%-9.2%3.8%2020202120222023-11%26%-9%3.8%18%29%-18%4.3%-3%26%-12%4.1%16%24%-33%8.9%29%6%-33%4.8%39%4%-30%14.0%38%7%-27%17.0%-22%58%-4%11.4%-5%46%26%7.8%12-2109-2206-23Source:Bank of Israel1113633400201520162017201820192020202120222023$1,492$1,999$2,107$2,20

6、0$2,688$2,169$2,630$2,935$5,450$6,455$5,682$8,242$5,828$4,809$2,654$2,151$1,762$1,980$1,710$1,447 Q1-19Q1-20Q1-21Q1-22Q1-2315Source:Tel Aviv Stock Exchange31/12/202030/06/202131/12/202130/06/202231/12/202230/06/202331/12/2023172009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 202

7、3Source:CBS50655369078061520232024202520262027Source:CBS19Credit:Simplex2021Credit:Simplex22 2324252627 282930313233 3435363738402009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023412014201520162017201820192020202120222023*4355 ILS6.5 Million ILS 55 ILS6.5 Million ILS 45 ILS4 Million ILS 45 ILS4 Million ILS 452019-12-312021-01-032022-01-052023-01-052009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 20232018 2019 2020 2021 2022 2023