三個皮匠報告
政策庫
new
付費
搜索

截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）-行業數據

截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）
不過需要注意，郵儲銀行還原凈息差水平偏低。將儲蓄代理費加回至利息支出，計算出 23H1郵儲銀行還原計息負債成本率、還原凈息差分別為 2.39%、1.24%，還原凈息差與另外五家國有大行相比則處于偏低水平。
其它 下載Excel 下載圖片 原圖定位
圖片屬性
圖片格式：PNG 圖片大?。?8KB 圖片尺寸：2309*872
同報告圖片
 / 65
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第1頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第2頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第3頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第4頁
fCDlubTku70gfCDnu7zlkIjotLnnjocgfAp8LS0tLS0tfC0tLS0tLS0tfAp8IDIwMTYgfCAxLjQyJSAgfAp8IDIwMTcgfCAxLjQxJSAgfAp8IDIwMTggfCAxLjM5JSAgfAp8IDIwMTkgfCAxLjMyJSAgfAp8IDIwMjAgfCAxLjMxJSAgfAp8IDIwMjEgfCAxLjI5JSAgfAp8IDIwMjIgfCAxLjI3JSAgfAp8IDIzSDEgfCAxLjI1JSAgfAoK6LWE5paZ5p2l5rqQ77ya5YWs5Y+46LSi5oql77yM5rCR55Sf6K+B5Yi456CU56m26Zmi77yb5rOo77ya57u85ZCI5YKo6JOE5Luj55CG6LS5546HPeWCqOiThOS7o+eQhui0uS/lgqjok4TlrZjmrL7ml6XlnYfkvZnpop0=
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第5頁
fCDpk7booYwgICB8IOmbtuWUrui0t+asvuWNoOavlCB8CnwtLS0tLS0tLXwtLS0tLS0tLS0tfAp8IOW5s+WuiemTtuihjCB8IDYxLjUlICAgIHwKfCDpgq7lgqjpk7booYwgfCA1Ni4xJSAgICB8Cnwg5oub5ZWG6ZO26KGMIHwgNTIuMiUgICAgfAp8IOW7uuiuvumTtuihjCB8IDM5LjQlICAgIHwKfCDlhpzkuJrpk7booYwgfCAzOC40JSAgICB8Cnwg5Lit5Zu96ZO26KGMIHwgMzYuNiUgICAgfAp8IOW3peWVhumTtuihjCB8IDM1LjUlICAgIHwKfCDkuqTpgJrpk7booYwgfCAzMi40JSAgICB8CgrotYTmlpnmnaXmupDvvJrlkITlhazlj7jotKLmiqXvvIzmsJHnlJ/or4HliLjnoJTnqbbpmaI=
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第6頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第7頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第8頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第9頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第10頁
fCDpk7booYzlkI3np7AgfCDpm7bllK7kuJrliqHokKXmlLbljaDmr5QgfAp8IC0tLSB8IC0tLSB8Cnwg6YKu5YKo6ZO26KGMIHwgNzAuMyUgfAp8IOW5s+WuiemTtuihjCB8IDU3LjMlIHwKfCDlu7rorr7pk7booYwgfCA1MS45JSB8Cnwg5oub5ZWG6ZO26KGMIHwgNDkuMiUgfAp8IOWGnOS4mumTtuihjCB8IDQ5LjAlIHwKfCDkuqTpgJrpk7booYwgfCA0My45JSB8Cnwg5bel5ZWG6ZO26KGMIHwgNDMuNyUgfAp8IOS4reWbvemTtuihjCB8IDM5LjclIHwKCui1hOaWmeadpea6kO+8muWQhOWFrOWPuOi0ouaKpe+8jOawkeeUn+ivgeWIuOeglOeptumZog==
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第11頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第12頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第13頁
fCDpk7booYzlkI3np7AgfCDlrqLmiLfmlbDvvIjkur/miLfvvIkgfAp8IC0tLSB8IC0tLSB8Cnwg5Yac5Lia6ZO26KGMIHwgOC42MiB8Cnwg5bu66K6+6ZO26KGMIHwgNy40NyB8Cnwg5bel5ZWG6ZO26KGMIHwgNy4yOSB8Cnwg6YKu5YKo6ZO26KGMIHwgNi41NiB8Cnwg5Lit5Zu96ZO26KGMIHwgNS4xNiB8Cnwg5Lqk6YCa6ZO26KGMIHwgMS45NCB8CgrotYTmlpnmnaXmupDvvJrlkITlhazlj7jotKLmiqXvvIzmsJHnlJ/or4HliLjnoJTnqbbpmaI=
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第14頁
fCDpk7booYzlkI3np7AgfCBBVU3op4TmqKHvvIjkuIfkur/lhYPvvIkgfAp8IC0tLSB8IC0tLSB8Cnwg5bel5ZWG6ZO26KGMIHwgMjAuMCB8Cnwg5Yac5Lia6ZO26KGMIHwgMTkuNiB8Cnwg5bu66K6+6ZO26KGMIHwgMTguMSB8Cnwg6YKu5YKo6ZO26KGMIHwgMTQuNSB8Cnwg5Lit5Zu96ZO26KGMIHwgMTQuMCB8Cnwg5oub5ZWG6ZO26KGMIHwgMTIuOCB8Cnwg5Lqk6YCa6ZO26KGMIHwgNC45IHwKfCDlubPlronpk7booYwgfCAzLjkgfAoK6LWE5paZ5p2l5rqQ77ya5ZCE5YWs5Y+46LSi5oql77yM5rCR55Sf6K+B5Yi456CU56m26Zmi
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第15頁
fCDpk7booYzlkI3np7AgfCBBVU3vvIjkur/lhYPvvIkgfAp8IC0tLSB8IC0tLSB8Cnwg5oub5ZWG6ZO26KGMIHwgNjYuOCB8Cnwg5bmz5a6J6ZO26KGMIHwgMzIuMCB8Cnwg5Lqk6YCa6ZO26KGMIHwgMTcuNSB8Cnwg5Lit5Zu96ZO26KGMIHwgMTMuNiB8Cnwg5bu66K6+6ZO26KGMIHwgMTIuNyB8Cnwg5bel5ZWG6ZO26KGMIHwgMTIuOSB8Cnwg5Yac5Lia6ZO26KGMIHwgOC45IHwKfCDpgq7lgqjpk7booYwgfCAzLjcgfAoK6LWE5paZ5p2l5rqQ77ya5ZCE5YWs5Y+46LSi5oql77yM5rCR55Sf6K+B5Yi456CU56m26Zmi
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第16頁
fCDpk7booYzlkI3np7AgIHwg5a2Y5qy+IHwg6Z2e5a2Y5qy+IHwKfC0tLS0tLS0tLS18LS0tLS0tfC0tLS0tLS0tfAp8IOaLm+WVhumTtuihjCAgfCAyNC45JSB8IDc1LjElICB8Cnwg5bmz5a6J6ZO26KGMICB8IDI4LjYlIHwgNzEuNCUgIHwKfCDkuK3lm73pk7booYwgIHwgNTYuMyUgfCA0My43JSAgfAp8IOS6pOmAmumTtuihjCAgfCA2NC42JSB8IDM1LjQlICB8Cnwg5bel5ZWG6ZO26KGMICB8IDc0LjklIHwgMjUuMSUgIHwKfCDlu7rorr7pk7booYwgIHwgNjYuNyUgfCAzMy4zJSAgfAp8IOWGnOS4mumTtuihjCAgfCA4MC4zJSB8IDE5LjclICB8Cnwg6YKu5YKo6ZO26KGMICB8IDc5LjYlIHwgMjAuNCUgIHwKCui1hOaWmeadpea6kO+8muWQhOWFrOWPuOi0ouaKpe+8jOawkeeUn+ivgeWIuOeglOeptumZog==
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第17頁
fCDpk7booYzlkI3np7AgfCDpnZ7kv53mnKznkIbotKLop4TmqKHvvIjkur/lhYPvvIkgfAp8IC0tLSB8IC0tLSB8Cnwg5oub5ZWG6ZO26KGMIHwgMjUsMzA0IHwKfCDlt6XllYbpk7booYwgfCAxNyw5MjQgfAp8IOW7uuiuvumTtuihjCB8IDE1LDcyMSB8Cnwg5Yac5Lia6ZO26KGMIHwgMTYsNDYzIHwKfCDkuK3lm73pk7booYwgfCAxNiwwOTggfAp8IOS6pOmAmumTtuihjCB8IDEyLDU0NSB8Cnwg5bmz5a6J6ZO26KGMIHwgOCw4MzYgfAp8IOmCruWCqOmTtuihjCB8IDcsNTI0IHwKCui1hOaWmeadpea6kO+8muWQhOWFrOWPuOi0ouaKpe+8jOawkeeUn+ivgeWIuOeglOeptumZog==
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第18頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第19頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第20頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第21頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第22頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第23頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第24頁
fCDpk7booYzlkI3np7AgIHwg5Lit6KW/6YOo5py65p6E5Y2g5q+UIHwKfC0tLS0tLS0tLS18LS0tLS0tLS0tLS0tfAp8IOmCruWCqOmTtuihjCAgICB8IDU1LjklICAgICAgfAp8IOS4reWbvemTtuihjCAgICB8IDM4LjIlICAgICAgfAp8IOS6pOmAmumTtuihjCAgICB8IDM0LjQlICAgICAgfAp8IOWGnOS4mumTtuihjCAgICB8IDUyLjElICAgICAgfAp8IOW3peWVhumTtuihjCAgICB8IDQzLjAlICAgICAgfAp8IOW7uuiuvumTtuihjCAgICB8IDQyLjklICAgICAgfAoK6LWE5paZ5p2l5rqQ77ya5ZCE5YWs5Y+46LSi5oql77yM5rCR55Sf6K+B5Yi456CU56m26Zmi
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第25頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第26頁
fCDpk7booYzlkI3np7AgIHwg5raJ5Yac6LS35qy+L+i0t+asvuaAu+minSB8CnwtLS0tLS0tLS0tfC0tLS0tLS0tLS0tLS0tLS0tLS18Cnwg6YKu5YKo6ZO26KGMICAgIHwgMjYuMSUgICAgICAgICAgICAgfAp8IOW3peWVhumTtuihjCAgICB8IDE1LjclICAgICAgICAgICAgIHwKfCDlu7rorr7pk7booYwgICAgfCAxNS43JSAgICAgICAgICAgICB8Cnwg5Lqk6YCa6ZO26KGMICAgIHwgMTEuNiUgICAgICAgICAgICAgfAp8IOWGnOS4mumTtuihjCAgICB8IDI5LjYlICAgICAgICAgICAgIHwKfCDkuK3lm73pk7booYwgICAgfCAxMi42JSAgICAgICAgICAgICB8CgrotYTmlpnmnaXmupDvvJrlkITlhazlj7jotKLmiqXvvIzmsJHnlJ/or4HliLjnoJTnqbbpmaI=
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第27頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第28頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第29頁
fCDlubTku70gfCDkuKrkurrlsI/pop3otLfmrL7vvIjkur/lhYPvvIkgfCDkv6HnlKjljaHvvIjkur/lhYPvvIkgfCDkuKrkurrlhbbku5bmtojotLnotLfmrL7vvIjkur/lhYPvvIkgfCDkuKrkurrkvY/miL/otLfmrL7vvIjkur/lhYPvvIkgfCDkuKrkurrlsI/pop3otLfmrL7lop7ph4/otKHnjK7luqbvvIjlj7PovbTvvIkgfAp8LS0tLS0tfC0tLS0tLS0tLS0tLS0tLS0tLS0tLS18LS0tLS0tLS0tLS0tLS0tLXwtLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLXwtLS0tLS0tLS0tLS0tLS0tLS0tLS0tfC0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tfAp8IDIwMTggfCA0MDAwICAgICAgICAgICAgICAgICB8IDEwMDAgICAgICAgICAgIHwgMjAwMCAgICAgICAgICAgICAgICAgICAgIHwgMzAwMCAgICAgICAgICAgICAgICAgfCA1MCUgICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMTkgfCA0NTAwICAgICAgICAgICAgICAgICB8IDE1MDAgICAgICAgICAgIHwgMjUwMCAgICAgICAgICAgICAgICAgICAgIHwgMzUwMCAgICAgICAgICAgICAgICAgfCA2MCUgICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMjAgfCA1MDAwICAgICAgICAgICAgICAgICB8IDIwMDAgICAgICAgICAgIHwgMzAwMCAgICAgICAgICAgICAgICAgICAgIHwgNDAwMCAgICAgICAgICAgICAgICAgfCA3MCUgICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMjEgfCA1NTAwICAgICAgICAgICAgICAgICB8IDI1MDAgICAgICAgICAgIHwgMzUwMCAgICAgICAgICAgICAgICAgICAgIHwgNDUwMCAgICAgICAgICAgICAgICAgfCA4MCUgICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMjIgfCA2MDAwICAgICAgICAgICAgICAgICB8IDMwMDAgICAgICAgICAgIHwgNDAwMCAgICAgICAgICAgICAgICAgICAgIHwgNTAwMCAgICAgICAgICAgICAgICAgfCA5MCUgICAgICAgICAgICAgICAgICAgICAgICAgfAp8IDIwMjNIMSB8IDY1MDAgICAgICAgICAgICAgICAgIHwgMzUwMCAgICAgICAgICAgfCA0NTAwICAgICAgICAgICAgICAgICAgICAgfCA1NTAwICAgICAgICAgICAgICAgICB8IDEwMCUgICAgICAgICAgICAgICAgICAgICAgICB8CgrotYTmlpnmnaXmupDvvJrlhazlj7jotKLmiqXvvIzmsJHnlJ/or4HliLjnoJTnqbbpmaLvvJvms6jvvJoyM0gx5Li65Y2K5bm05bqm5aKe6YeP77yM5YW25L2Z5Li65bm05bqm5aKe6YeP5pWw5o2u44CC
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第30頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第31頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第32頁
fCDpobnnm64gICB8IOmCruWCqCAgIHwg5bel6KGMICAgIHwg5Lit6KGMICAgIHwg5bu66KGMICAgIHwg5Yac6KGMICAgIHwg5Lqk6KGMICAgIHwg5bmz5a6JICAgIHwg5oub6KGMICAgIHwKfC0tLS0tLS0tfC0tLS0tLS0tfC0tLS0tLS0tLXwtLS0tLS0tLS18LS0tLS0tLS0tfC0tLS0tLS0tLXwtLS0tLS0tLS18LS0tLS0tLS0tfC0tLS0tLS0tLXwKfCDokKXkuJrmlLblhaUgfCAyLjUxJSAgfCAyLjQ2JSAgIHwgMi4yMiUgICB8IDIuNTQlICAgfCAyLjMwJSAgIHwgMi4yMSUgICB8IDMuNTElICAgfCAzLjU2JSAgIHwKfCDliKnmga/lh4DmlLblhaUgfCAyLjA1JSAgfCAxLjg2JSAgIHwgMS42NiUgICB8IDEuOTglICAgfCAxLjg3JSAgIHwgMS4zOCUgICB8IDIuNTQlICAgfCAyLjI1JSAgIHwKfCDliKnmga/mlLblhaUgfCAzLjU2JSAgfCAzLjQyJSAgIHwgMy4xNyUgICB8IDMuNjElICAgfCAzLjUyJSAgIHwgMy4zOSUgICB8IDQuNDclICAgfCAzLjY1JSAgIHwKfCDliKnmga/mlK/lh7ogfCAxLjUxJSAgfCAxLjU3JSAgIHwgMS41MiUgICB8IDEuNjIlICAgfCAxLjY1JSAgIHwgMi4wMSUgICB8IDEuOTMlICAgfCAxLjM5JSAgIHwKfCDmiYvnu63otLnlj4rkvaPph5Hlh4DmlLblhaUgfCAwLjIxJSAgfCAwLjM1JSAgIHwgMC4yNiUgICB8IDAuMzYlICAgfCAwLjI2JSAgIHwgMC4zNiUgICB8IDAuNTklICAgfCAwLjk3JSAgIHwKfCDlh4Dlhbbku5bpnZ7mga/mlLblhaUgfCAwLjI1JSAgfCAwLjI1JSAgIHwgMC4zMSUgICB8IDAuMjAlICAgfCAwLjE3JSAgIHwgMC40NyUgICB8IDAuMzglICAgfCAwLjMzJSAgIHwKfCDnqI7ph5Hlj4rpmYTliqAgfCAwLjAyJSAgfCAwLjAzJSAgIHwgMC4wMiUgICB8IDAuMDMlICAgfCAwLjAyJSAgIHwgMC4wMyUgICB8IDAuMDMlICAgfCAwLjAzJSAgIHwKfCDnrqHnkIbotLnnlKggfCAxLjU0JSAgfCAwLjYxJSAgIHwgMC42MiUgICB8IDAuNjYlICAgfCAwLjczJSAgIHwgMC42MiUgICB8IDAuOTYlICAgfCAxLjE3JSAgIHwKfCBQT1DvvIjmi6jlpIfliY3liKnmtqbvvIkgfCAwLjk1JSAgfCAxLjYyJSAgIHwgMS40MCUgICB8IDEuNjYlICAgfCAxLjQzJSAgIHwgMS4zMCUgICB8IDIuNTElICAgfCAyLjMwJSAgIHwKfCDlh4/lgLzmjZ/lpLEgfCAwLjI3JSAgfCAwLjQ5JSAgIHwgMC4zNyUgICB8IDAuNDglICAgfCAwLjQ2JSAgIHwgMC41MSUgICB8IDEuMzklICAgfCAwLjU5JSAgIHwKfCDnqI7liY3liKnmtqYgfCAwLjY5JSAgfCAxLjEzJSAgIHwgMS4wMiUgICB8IDEuMTglICAgfCAwLjk3JSAgIHwgMC44MCUgICB8IDEuMTIlICAgfCAxLjcwJSAgIHwKfCDmiYDlvpfnqI4gfCAwLjA1JSAgfCAwLjE2JSAgIHwgMC4xNyUgICB8IDAuMTglICAgfCAwLjE1JSAgIHwgMC4wNSUgICB8IDAuMjMlICAgfCAwLjI3JSAgIHwKCui1hOaWmeadpea6kO+8muWQhOWFrOWPuOi0ouaKpe+8jOawkeeUn+ivgeWIuOeglOeptumZou+8m+azqO+8muWbvuS4reeZvuWIhuavlOS4uuW5tOacq+WIqea2puihqOWQhOmhueebri/lubTliJ3lubTmnKvmgLvotYTkuqflnYflgLzvvIzmoIfnuqLpobnnm67ooajnpLrpgq7lgqjpk7Y=
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第33頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第34頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第35頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第36頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第37頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第38頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第39頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第40頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第41頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第42頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第43頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第44頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第45頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第46頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第47頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第48頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第49頁
fCDpk7booYzlkI3np7AgIHwgMjNIMeWFs+azqOeOhyAgfAp8LS0tLS0tLS0tfC0tLS0tLS0tLXwKfCDlt6XllYbpk7booYwgICB8IDEuNzklICAgfAp8IOWGnOS4mumTtuihjCAgIHwgMS40NCUgICB8Cnwg5Lit5Zu96ZO26KGMICAgfCAxLjIzJSAgIHwKfCDlu7rorr7pk7booYwgICB8IDIuNTAlICAgfAp8IOmCruWCqOmTtuihjCAgIHwgMC42MiUgICB8Cnwg5Lqk6YCa6ZO26KGMICAgfCAxLjUyJSAgIHwKCui1hOaWmeadpea6kO+8muWQhOWFrOWPuOi0ouaKpe+8jOawkeeUn+ivgeWIuOeglOeptumZog==
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第50頁
fCDpk7booYzlkI3np7AgIHwgMjNIMemAvuacn+eOhyB8CnwgLS0tLS0tLS0gfCAtLS0tLS0tLSB8Cnwg5bel5ZWG6ZO26KGMICB8IDEuMTglICAgIHwKfCDlhpzkuJrpk7booYwgIHwgMC45OSUgICAgfAp8IOS4reWbvemTtuihjCAgfCAwLjk4JSAgICB8Cnwg5bu66K6+6ZO26KGMICB8IDEuMTMlICAgIHwKfCDpgq7lgqjpk7booYwgIHwgMC45NiUgICAgfAp8IOS6pOmAmumTtuihjCAgfCAxLjI4JSAgICB8CgrotYTmlpnmnaXmupDvvJrlkITlhazlj7jotKLmiqXvvIzmsJHnlJ/or4HliLjnoJTnqbbpmaI=
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第51頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第52頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第53頁
5Lul5LiL5piv5o+Q5Y+W55qE5pWw5o2u5bm255Sf5oiQ55qE6KGo5qC877yaCgp8IOmTtuihjOexu+WIqyB8IDIwMDnlubQgfCAyMDEw5bm0IHwKfC0tLS0tLS0tLS18LS0tLS0tLS18LS0tLS0tLS18Cnwg5bel5ZWG6ZO26KGMICB8IDIyLjUlICB8IDI2LjglICB8Cnwg5Yac5Lia6ZO26KGMICB8IDI2LjAlICB8IDIyLjIlICB8Cnwg5Lit5Zu96ZO26KGMICB8IDUwLjIlICB8IDE3LjIlICB8Cnwg5bu66K6+6ZO26KGMICB8IDI0LjYlICB8IDIzLjQlICB8Cnwg5Lqk6YCa6ZO26KGMICB8IDM1LjQlICB8IDIzLjUlICB8CgrotYTmlpnmnaXmupDvvJrlkITlhazlj7jotKLmiqXvvIzmsJHnlJ/or4HliLjnoJTnqbbpmaI=
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第54頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第55頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第56頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第57頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第58頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第59頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第60頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第61頁
fCDnsbvlnosgfCDln47luIIgfCDljr/ln44gfCDljr/ku6XkuIvljLrln58gfAp8LS0tLS0tfC0tLS0tLXwtLS0tLS18LS0tLS0tLS0tLXwKfCDoh6rokKXnvZHngrkgfCA0NC45JSB8IDM3LjglIHwgMTcuMyUgfAp8IOS7o+eQhue9keeCuSB8IDI3LjAlIHwgMTcuOSUgfCA1NS4xJSB8CgrotYTmlpnmnaXmupDvvJrlhazlj7jotKLmiqXvvIzmsJHnlJ/or4HliLjnoJTnqbbpmaLvvJvms6jvvJrmraTmlbDmja7ku4XmiqvpnLLoh7MyMDIw5bm05pyr44CC
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第62頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第63頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第64頁
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
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第65頁
截至23H1郵儲銀行凈息差兩端拆解（還原儲蓄代理費）_第66頁
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
所屬報告： 郵儲銀行-公司深度報告：挖潛零售稟賦乘風鄉村振興-240201（40頁）.pdf
打包全文圖表

相關數據

最新數據
聯系我們
  • 0731-84720580
  • sgpjbg002
  • 工作日 9:30 - 18:00
關于我們
侵權處理
關于我們

三個皮匠報告專業的行業報告下載站，每日更新，歡迎大家關注！

copyright@2008-2013 長沙景略智創信息技術有限公司版權所有
網站備案/許可證號：湘B2-20190120

客服
商務合作
小程序
服務號
折疊
午夜网日韩中文字幕,日韩Av中文字幕久久,亚洲中文字幕在线一区二区,最新中文字幕在线视频网站