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預計CPI保持穩中有進態勢（單位：%）-行業數據

預計CPI保持穩中有進態勢（單位：%）
預計CPI保持穩中有進態勢（單位：%）
綜上所述，我們預計 2025 年 CPI 同比增速為 0.7%，第一、二、三、四季度的預測值分別為 0.5%、0.8%、0.7%、1.0%。
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<p><strong>什么是數字化轉型</strong><br/></p><p>數字化轉型主要是數字化轉換、數字化升級基礎上，進一步觸及公司核心業務。以新建一種商業模式為目標的高層次轉型。是開發數字化技術及支持能力以新建一個富有活力的數字化商業模式數字化轉型表明，只有企業對其業務進行系統性、徹底的(或重大和完全的)重新定義——不僅僅是IT，而是對組織活動、流程、業務模式和員工能力的方方面面進行重新定義的時候，成功才會得以實現。</p><p style="text-align: center"><img src="http://www.ccyxbj.cn/FileUpload/ueditor_s/upload/2021-5/28/6375781110234830756060261.png" title="數字化轉型" alt="數字化轉型"/></p><p><strong>數字化轉型趨勢</strong></p><p>1、數字銀行體驗</p><p>為提供更簡單快捷的數字功能，金融機構將面臨更大的壓力。新的開戶或信貸申請流程將在5～10分鐘(或更長時間)內完成，這些機構將專注于內部流程、程序和數據流，從而更快地滿足不斷增長的客戶需求。金融機構有時可能會將其外部表示層與后臺數據層隔離開來，以改善數字消費者的體驗。Google Plex與一些金融機構的關聯就是這一轉變的例證。數字銀行體驗提供了直接、無縫、個性化的<a href="http://www.ccyxbj.cn/baogao/33076.html" target="_blank"><strong>數字化</strong></a>服務。</p><p>2、<a href="http://www.ccyxbj.cn/baogao/36281.html" target="_blank"><strong>5G</strong></a>將成為主流</p><p>近年來，人們一直在探索5G的優勢，但遠程工作、視頻會議和數字協作直到今年成為人們生活的中心，對可靠連接和更多帶寬的要求才變成一種真正可靠的優勢。人們對智能手機、平板電腦和不同智能設備的依賴，其中包括物聯網傳感器，這凸顯了電信廠商明確意識到人們對更快速通信的需求。如今， 5G協議已成為協議中至關重要的一部分?？傮w來說，隨著人們在家中開始遠程工作和學習，5G技術將在2021年逐漸成為主流。</p><p>3、API</p><p>截至目前，大多數公司都采用<a href="http://www.ccyxbj.cn/baogao/34915.html" target="_blank"><strong>云計算</strong></a>技術來保持一致的業務連續性并貼近市場需求。應用程序編程接口(API)是建立規模經濟的關鍵。將傳統基礎設施更改為微服務，API將幫助組織減少數據孤島并提供協作體驗。它將同樣幫助他們將耗散的應用程序轉換為數據集市的龐然大物，從而幫助他們制定關鍵的業務決策，并提高總體投資回報率。目前，大多數組織都采用云計算技術來保持一致的業務連續性并將其推向市場。應用程序編程接口(API)是構建規模經濟的關鍵。從改變傳統的基礎設施到微服務，API將幫助組織減少數據孤島并提供協作體驗。同樣，它還將幫助他們將過度分散的應用程序轉變為數據集市的龐然大物，幫助他們做出關鍵的業務決策，并提高總體投資回報率。</p><p>4、數字網絡安全</p><p>隨著疫情的發生，網絡安全將再次變得至關重要。黑客和網絡攻擊者加大了攻擊力度，僅在2020年1月到4月，全球針對銀行機構的攻擊就增長了238%，針對遠程工作人員的攻擊也增加了600%。隨著在同一網絡上現場工作的員工越來越少，組織必須加強其網絡安全戰略，并將其擴展到家庭網絡和移動辦公設備上，這一點很重要。</p><p>5、XaaS(一切即服務)</p><p>即服務(aaS)已經成為轉變為真正的數字原生組織的標準。即服務(aaS)模型中的新模式是“一切即服務”(XaaS)，其中交付的服務將完全駐留在云中，并且可以虛擬訪問幾乎所有內容。物聯網(IoT)和人工智能(AI)等工具將在構建這些服務或擴展現有服務以實現數字原生狀態方面發揮關鍵作用。</p><p>6、自動化將是當務之急</p><p>當大多數金融機構擔心疫情導致貸款損失和收入減少時，更加關注采用自動化和機器人技術。機器人流程自動化(RPA)可以通過以成本效益的方式替代內部和外包的人力資源(HR)，從而提高生產率。盡管機器人流程自動化(RPA)的發展仍處于早期階段，但它具有降低成本、提高熟練程度、提高精度、改善客戶體驗，以及始終如一的靈活性的優勢。就像云計算技術發展一樣，這種模式正在加速發展，因為大量的外部提供商利用長期積累的經驗，以合理的成本為各種組織提供可擴展的解決方案。</p><p>7、在家遠程工作</p><p>一段時間以來，人們一直在呼吁增加工作的靈活性，而對于某些組織來說，讓員工在家遠程工作是唯一合理的選擇，尤其是疫情嚴重的地區。事實上，即使經濟逐漸恢復，員工獲準重返工作崗位，組織仍將繼續保護工作人員的安全和健康。像谷歌和Facebook這樣的許多大公司讓其員工在家遠程工作一直持續到2021年。重要的是，規模較小的組織將這種新發現的靈活性作為一種操作選擇。</p><p>8、人工智能即服務(AIaaS)</p><p>如今，77%的消費者正在利用<a href="http://www.ccyxbj.cn/baogaolist-00006.html" target="_blank"><strong>人工智能</strong></a>的進步，而數據處理、面部和語音識別等新興技術融合了人工智能平臺、聊天機器人、機器學習(由各種庫和框架組成的算法類別)、深度學習和分析。人工智能導致機器學習的應用上升。人工智能從根本上為建立云計算框架做出了貢獻?，F在，許多IT行業巨頭都在人工智能即服務(AIaaS)上增加了新的服務領域，例如數字助手、認知計算、機器學習、商業智能等。</p><p>9、量子計算成為主流</p><p>量子計算技術可能尚未引起人們的注意，但在該領域看到了不尋常的發展，這在很大程度上歸功于IBM和霍尼韋爾等公司。量子計算技術一直處于應對傳染病傳播、治療學和潛在疫苗發展的前沿。隨著人們了解量子計算所帶來的強大功能，可能會在不同的組織中觀察到更多用例：在任何時候從任何來源質疑、篩選、分析和處理數據的能力。</p><p>10、轉變客戶體驗</p><p>千禧一代希望獲得更良好的體驗。以先進的網絡應用程序、具有一流用戶體驗的真正的原生移動應用程序、智能聊天機器人程序、會話應用程序、可穿戴設備和利用增強現實技術的身臨其境的體驗，打造支持現代網絡的數字體驗。很多組織正試圖擴大細分市場和后端集成的利用率，這將促進跨渠道的統一和無縫體驗。</p><p>文本由@栗栗-皆辛苦 整理發布于三個皮匠報告網站，未經授權禁止轉載。</p><p>推薦閱讀</p><p><a ><strong>億歐智庫：企業數字化轉型的道與術暨2021中國數字化轉型服務商精選目錄(78頁).pdf</strong></a></p><p><a ><strong>億歐智庫：數字化轉型：科技賦能 供給創造需求(48頁).pdf</strong><
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<p><strong>1 什么是OKR</strong></p><p>OKR(ObjectivesandKeyResults)即目標與關鍵成果法，單一OKR由O(Objectives)和KR(KeyResults)組成，即“目標”(方向)以及“關鍵結果”(里程碑)兩個因素，OKR是確保整個組織力量都聚焦于完成關鍵事項的一套管理方法。核心價值是激發企業動能，高效執行“主賽道”，幫助團隊創造性的開拓“輔助賽道”。</p><p style="text-align: center;"><img src="http://www.ccyxbj.cn/FileUpload/ueditor_s/upload/2021-12/24/6377593945917281761613396.png" title="OKR" alt="OKR"/></p><p>簡單來說是OKR不僅是有利于公司將精力聚焦在重要事項上的一套管理方法，也是在公司內部漸漸就發展方向達成一致的一套思考框架，還是通過定期的目標設定持續進行的一種紀律要求。</p><p style="text-align: center;"><img src="http://www.ccyxbj.cn/FileUpload/ueditor_s/upload/2021-12/24/6377593947306451151523042.png" title="OKR" alt="OKR"/></p><p>OKR是一套目標管理方法，該方法由英特爾公司創始人安迪·葛洛夫(AndyGrove)發明，并由約翰·道爾(JohnDoerr)引入到谷歌發揚光大，在臉書、領英等企業廣泛使用。在格魯夫看來，一個成功的MBO系統需要回答兩個基本問題：第一個問題是我想去那兒(Objective)?另一個問題是我如何調整節奏以確保我正往那兒去(StandingTE,1984)?正是對第二個問題的回答掀起了一場變革，使“關鍵結果”(KeyResults)被附加到“目標”(Objective)中，成為整個OKR框架的一部分，標志著OKR成功登上歷史舞臺。格魯夫應用OKR旨在促進對目標的“聚焦”，除了限制目標的個數外，還主張以季度為周期，通過自上而下和自下而上相結合的方式，去設定更具挑戰性的OKR。2014年OKR傳入中國后，華為、字節跳動等企業將其逐漸推廣</p><p style="text-align: center;"><img src="http://www.ccyxbj.cn/FileUpload/ueditor_s/upload/2021-12/24/6377593953103790076265698.png" title="okr" alt="okr"/></p><p><strong>2 OKR的創建和實施</strong></p><p><strong>2.1 OKR的創建</strong></p><p>創建OKR的完整過程，可以用Create(創建)、Refine(精煉)、Align(對齊)、定稿(Finalize)和Transmit(發布)五個步驟的首字母組合詞匯“CRAFT”來表示。CRAFT流程是以小團體的方式進行的，可用于創建團隊的OKR，也可用于公司層面OKR的制定?！癈RAFT”流程如下</p><p>(1)創建：為1~3個Objective起草1~3個很有挑戰的KR</p><p>(2)精煉：把OKR草案交給整個團隊，通過研討會進行刷新</p><p>(3)對齊：識別依賴關系，聯合定義KR</p><p>(4)定稿：把OKR交給上級進行批準</p><p>(5)發布：溝通并發布OKR</p><p style="text-align: center;"><img src="http://www.ccyxbj.cn/FileUpload/ueditor_s/upload/2021-12/24/6377593967586191217945067.png" title="okr" alt="okr"/></p><p><strong>2.2 OKR實施基礎</strong></p><p>OKR適用快速擴張和轉型期組織，也比較適合探索性、創意性、挑戰性的工作。OKR實踐表明，一家企業要真正發揮OKR模式的價值，需要具備以下幾個基礎：①公開透明，追求創新、協作、更快速發展的企業文化;②公司高層的重視,具有持續推動OKR的決心;③關注員工成長發展，有較強的教練技術的一線經理;④有責任心，有自我實現意愿，自我管理意識的員工。</p><p><strong>2.3 OKR實施流程</strong></p><p>OKR的實施是一個遵循計劃——實施——回顧(PLAN-DO-REVIEW)的循環過程。(1)企業確保公司有完整的使命、愿景和戰略，根據戰略目標，通過自上而下和自下而上結合的方式逐層具體細化目標;</p><p>(2)創建戰術性較強的季度目標及關鍵結果(在具體的執行操作過程中，企業常會將KR細化成一項項具體可執行的行動計劃);</p><p>(3)OKR制定后，還應當在季度中間對其進行跟蹤和審視，并在季度末匯報成果，對“關鍵結果”的完成程度進行客觀打分，并在整個組織內交流結果達成情況。</p><p>(4)需要特別指出的是，回顧打分旨在總結經驗汲取教訓，繼續擴大戰果，或及時修正錯誤，持續改進，而非主觀性的個人績效評價。關鍵結果的評分不用于對項目經理個人的進行績效考核，也不和其工資獎金直接掛鉤。</p><p style="text-align: center;"><img src="http://www.ccyxbj.cn/FileUpload/ueditor_s/upload/2021-12/24/6377593969300386688914273.png" title="okr" alt="okr"/></p><p>參考來源：《<span style="color: rgba(0, 0, 0, 0.8); font-family: &quot;PingFang SC&quot;, &quot;Hiragino Sans GB&quot;, &quot;Microsoft YaHei&quot;, STHeiti, &quot;WenQuanYi Micro Hei&quot;, Helvetica, Arial, sans-serif; background-color: rgb(255, 255, 255);">參考來源：高慶《基于OKR 的Z公司績效管理體系優化研究》</span>》</p><p>推薦閱讀：<a href="http://www.ccyxbj.cn/baogao/40789.html" target="_blank"><strong>《【精選】2021年從OKR看互聯網行業未來發展前景分析報告（20頁）.pdf》</strong></a></p><p><a ><strong>《億歐智庫：2021 OKR目標管理與企業服務全球應用洞察報告（30頁）.pdf》</strong></a></p><p><a href="http://www.ccyxbj.cn/bao
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預計CPI保持穩中有進態勢（單位：%）_第19頁
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預計CPI保持穩中有進態勢（單位：%）_第20頁
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預計CPI保持穩中有進態勢（單位：%）_第21頁
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預計CPI保持穩中有進態勢（單位：%）_第22頁
預計CPI保持穩中有進態勢（單位：%）_第23頁
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預計CPI保持穩中有進態勢（單位：%）_第24頁
預計CPI保持穩中有進態勢（單位：%）_第25頁
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預計CPI保持穩中有進態勢（單位：%）_第26頁
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預計CPI保持穩中有進態勢（單位：%）_第27頁
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預計CPI保持穩中有進態勢（單位：%）_第28頁
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預計CPI保持穩中有進態勢（單位：%）_第29頁
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預計CPI保持穩中有進態勢（單位：%）_第30頁
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預計CPI保持穩中有進態勢（單位：%）_第31頁
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預計CPI保持穩中有進態勢（單位：%）_第32頁
預計CPI保持穩中有進態勢（單位：%）_第33頁
預計CPI保持穩中有進態勢（單位：%）_第34頁
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預計CPI保持穩中有進態勢（單位：%）_第35頁
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預計CPI保持穩中有進態勢（單位：%）_第36頁
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預計CPI保持穩中有進態勢（單位：%）_第37頁
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預計CPI保持穩中有進態勢（單位：%）_第38頁
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預計CPI保持穩中有進態勢（單位：%）_第39頁
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預計CPI保持穩中有進態勢（單位：%）_第40頁
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預計CPI保持穩中有進態勢（單位：%）_第41頁
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預計CPI保持穩中有進態勢（單位：%）_第42頁
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預計CPI保持穩中有進態勢（單位：%）_第43頁
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預計CPI保持穩中有進態勢（單位：%）_第44頁
預計CPI保持穩中有進態勢（單位：%）_第45頁
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預計CPI保持穩中有進態勢（單位：%）_第46頁
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預計CPI保持穩中有進態勢（單位：%）_第47頁
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預計CPI保持穩中有進態勢（單位：%）_第48頁
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預計CPI保持穩中有進態勢（單位：%）_第49頁
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預計CPI保持穩中有進態勢（單位：%）_第50頁
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預計CPI保持穩中有進態勢（單位：%）_第51頁
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預計CPI保持穩中有進態勢（單位：%）_第52頁
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預計CPI保持穩中有進態勢（單位：%）_第53頁
<p><strong>1、醫藥電商概念股有哪些</strong><br/></p><p>醫藥電商概念股主要有廣譽遠、朗瑪信息、ST康美、仟源醫藥、浙江震元等，部分介紹如下：</p><p>(1)、廣譽遠</p><p>2017年年報稱公司依托我愛我家網開發，并陸續上線了集WAP手機版網站、APP、微信公眾服務平臺以及完成搭建昆百大官網、昆百優購&quot;<a href="http://www.ccyxbj.cn/baogao/27666.html" target="_blank"><strong>電商平臺</strong></a>等多渠道的移動綜合服務平臺體系。從近三年ROE來看，近三年ROE復合增長為-72.47%，過去三年ROE最低為2020年的1.35%，最高為2018年的17.81%。</p><p>(2)、*ST康美</p><p>有棵樹主要從事3C電子產品等國產質優價廉物品的線上跨境出口<a href="http://www.ccyxbj.cn/baogao/37264.html" target="_blank"><strong>零售</strong></a>業務，<a href="http://www.ccyxbj.cn/baogao/33082.html" target="_blank">跨境電商</a>出口業務主要通過eBay，亞馬遜，Wish，速賣通等知名第三方國際運營平臺上的成熟店鋪，銷往北美，歐洲，東南亞等100多個國家和地區，出口在線產品SKU(庫存量單位)數量逾12萬個，活躍SKU約為6-7萬個，活躍供應商超過4000家，同時標的公司亦致力于在，Lazada，Linio，Walmart商城等新生平臺拓展業務，快速布局中東，東南亞，南美洲，俄羅斯等新興市場。從近三年ROE來看，過去三年ROE最低為2020年的-416.16%，最高為2018年的3.44%。</p><p>(3)、仟源醫藥</p><p>山西仟源醫藥集團股份有限公司是一家集生產、研發、銷售為一體的醫藥上市企業。從近三年ROE來看，過去三年ROE最低為2020年的-36.54%。</p><p style="text-align: center"><img src="http://www.ccyxbj.cn/FileUpload/ueditor_s/upload/2021-6/7/6375865940334783005348171.png" title="醫藥電商概念股" alt="醫藥電商概念股"/></p><p><strong>2、醫藥電商上市公司</strong></p><p>(1)、華東醫藥</p><p>公司醫藥商業結合“<a href="http://www.ccyxbj.cn/baogaolist-00014.html" target="_blank"><strong>互聯網</strong></a>+”的業務拓展主要為電子商務業務，目前包括批發(B2B)、零售(B2C)、“互聯網+診療”、煎藥服務等板塊。</p><p>(2)、樂普醫療</p><p>公司計劃于2015年第一季度開通血糖監測儀和心臟標志物的可穿戴(家庭)設備及健康管理云端服務平臺,將成為為互聯網大社區提供流量數據的平臺?；ヂ摼W大社區將包括以下5個社區:手術患者互聯網亞社區、可穿戴設備構建的健康管理互聯網亞社區、醫生群體構建的健康管理互聯網亞社區、社區醫院構建的健康管理互聯網亞社區、自由醫療機構構建的患者互聯網亞社區。</p><p>(3)、昌紅科技</p><p>2015年3月，昌紅科技控股股東、實際控制人李煥昌擬與中鈺資本共同發起設立醫療健康產業并購投資基金，作為支持昌紅科技產業并購整合的平臺，投資方向限于醫療健康相關細分行業領域，主要方式為并購、新建、合作經營等。投資基金的認繳出資總額為不超過人民幣6億元。</p><p>(4)、一心堂</p><p>從2014年開始，一心堂投資1.2億元用于電子商務的建設，主要致力于打造醫藥行業電商和區域多元化電商。在2014年三季報中，一心堂表示將按業務發展規劃專門建立電商事業部門，項目計劃總投資12000萬元，實施期預計為兩年。公司計劃5年內做到線上線下全渠道銷售收入達到100億元。</p><p>(5)、東北制藥</p><p>2017年7月18日公告，公司擬以自有資金出資2,000萬元設立沈陽微微快藥電子商務有限公司(簡稱“微微快藥”)。公司作為貫穿醫藥全產業鏈的大型醫藥集團在這輪醫藥變革中有非常獨特的線下資源優勢,投資設立電商運營公司的目的在通過分工專業化,充分發揮目前線下資源優勢,占領醫藥電商發展先機。</p><p>(6)、白云山</p><p>2015年1月13日，白云山舉行非公開發行既與阿里健康戰略合作發布會，公司擬定增100億元投資大南藥、大健康和大商業平臺，并與馬云旗下阿里健康共同探索合作醫藥電商。</p><p>(7)、康緣藥業</p><p>互聯網開拓方面，2015年以來康緣藥業已從行業內聘請相關人才，著手開展電商業務。公司大股東康緣集團旗下已設立醫藥商業公司，且擁有互聯網牌照。公司未來有望借助這一優勢，積極開拓相關業務。公司在年報中就曾表示，將積極探索互聯網手段的利用，推動公司醫藥電商的發展，逐步建立垂直電商的營銷模式。</p><p>(8)、上海醫藥</p><p>2015年3月9日晚間，上海醫藥發布公告。將與自然人季軍共同投資設立上海醫藥大健康股份有限公司，涉水醫藥電商，其中上海醫藥出資7000萬人民幣，占股70%，季軍出資3000萬人民幣，占股30%。</p><p>(9)、亞泰集團</p><p>醫藥產業加快了實施“創新驅動”的大健康戰略,完善“藥研、藥企、藥商”的產業布局,加大一類新藥、保健食品的自主研發力度,積極培育和發展醫藥電商、遠程醫療、養生服務等新興業態,提升產品的科技含量和競爭力。</p><p>(10)、朗瑪信息</p><p>2016年5月30日午間發布公告，公司稱，擬對參股子公司貴陽市醫藥電商服務有限公司增資9800萬元左右，同時醫藥電商公司擬以換股或現金方式收購大型醫藥流通企業并獲得其控股權。目前，醫藥電商公司已與標的公司股東方展開談判。</p><p>文本由@栗栗-皆辛苦 整理發布于三個皮匠報告網站，未經授權禁止轉載。</p><p>推薦閱讀</p><p><a href="http://www.ccyxbj.cn/baogao/36747.html" target="_blank"><strong>蛋殼研究院：2021響應用戶需求的醫藥電商革命(45頁).pdf</strong></a></p><p><a href="http://www.ccyxbj.cn/baogao/37264.html" target="_blank"><strong>【精選】2021年疫情與醫藥電商對零售藥店行業影響分析報告(42頁).pdf</strong></a></p><p><a ><strong>億歐智庫：2020年中國醫藥電商發展白皮書(46頁).pdf</str
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預計CPI保持穩中有進態勢（單位：%）_第58頁
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預計CPI保持穩中有進態勢（單位：%）_第59頁
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預計CPI保持穩中有進態勢（單位：%）_第60頁
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預計CPI保持穩中有進態勢（單位：%）_第61頁
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預計CPI保持穩中有進態勢（單位：%）_第62頁
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預計CPI保持穩中有進態勢（單位：%）_第63頁
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預計CPI保持穩中有進態勢（單位：%）_第64頁
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<p><strong>什么是數字化轉型</strong><br/></p><p>數字化轉型主要是數字化轉換、數字化升級基礎上，進一步觸及公司核心業務。以新建一種商業模式為目標的高層次轉型。是開發數字化技術及支持能力以新建一個富有活力的數字化商業模式數字化轉型表明，只有企業對其業務進行系統性、徹底的(或重大和完全的)重新定義——不僅僅是IT，而是對組織活動、流程、業務模式和員工能力的方方面面進行重新定義的時候，成功才會得以實現。</p><p style="text-align: center"><img src="http://www.ccyxbj.cn/FileUpload/ueditor_s/upload/2021-5/28/6375781110234830756060261.png" title="數字化轉型" alt="數字化轉型"/></p><p><strong>數字化轉型趨勢</strong></p><p>1、數字銀行體驗</p><p>為提供更簡單快捷的數字功能，金融機構將面臨更大的壓力。新的開戶或信貸申請流程將在5～10分鐘(或更長時間)內完成，這些機構將專注于內部流程、程序和數據流，從而更快地滿足不斷增長的客戶需求。金融機構有時可能會將其外部表示層與后臺數據層隔離開來，以改善數字消費者的體驗。Google Plex與一些金融機構的關聯就是這一轉變的例證。數字銀行體驗提供了直接、無縫、個性化的<a href="http://www.ccyxbj.cn/baogao/33076.html" target="_blank"><strong>數字化</strong></a>服務。</p><p>2、<a href="http://www.ccyxbj.cn/baogao/36281.html" target="_blank"><strong>5G</strong></a>將成為主流</p><p>近年來，人們一直在探索5G的優勢，但遠程工作、視頻會議和數字協作直到今年成為人們生活的中心，對可靠連接和更多帶寬的要求才變成一種真正可靠的優勢。人們對智能手機、平板電腦和不同智能設備的依賴，其中包括物聯網傳感器，這凸顯了電信廠商明確意識到人們對更快速通信的需求。如今， 5G協議已成為協議中至關重要的一部分?？傮w來說，隨著人們在家中開始遠程工作和學習，5G技術將在2021年逐漸成為主流。</p><p>3、API</p><p>截至目前，大多數公司都采用<a href="http://www.ccyxbj.cn/baogao/34915.html" target="_blank"><strong>云計算</strong></a>技術來保持一致的業務連續性并貼近市場需求。應用程序編程接口(API)是建立規模經濟的關鍵。將傳統基礎設施更改為微服務，API將幫助組織減少數據孤島并提供協作體驗。它將同樣幫助他們將耗散的應用程序轉換為數據集市的龐然大物，從而幫助他們制定關鍵的業務決策，并提高總體投資回報率。目前，大多數組織都采用云計算技術來保持一致的業務連續性并將其推向市場。應用程序編程接口(API)是構建規模經濟的關鍵。從改變傳統的基礎設施到微服務，API將幫助組織減少數據孤島并提供協作體驗。同樣，它還將幫助他們將過度分散的應用程序轉變為數據集市的龐然大物，幫助他們做出關鍵的業務決策，并提高總體投資回報率。</p><p>4、數字網絡安全</p><p>隨著疫情的發生，網絡安全將再次變得至關重要。黑客和網絡攻擊者加大了攻擊力度，僅在2020年1月到4月，全球針對銀行機構的攻擊就增長了238%，針對遠程工作人員的攻擊也增加了600%。隨著在同一網絡上現場工作的員工越來越少，組織必須加強其網絡安全戰略，并將其擴展到家庭網絡和移動辦公設備上，這一點很重要。</p><p>5、XaaS(一切即服務)</p><p>即服務(aaS)已經成為轉變為真正的數字原生組織的標準。即服務(aaS)模型中的新模式是“一切即服務”(XaaS)，其中交付的服務將完全駐留在云中，并且可以虛擬訪問幾乎所有內容。物聯網(IoT)和人工智能(AI)等工具將在構建這些服務或擴展現有服務以實現數字原生狀態方面發揮關鍵作用。</p><p>6、自動化將是當務之急</p><p>當大多數金融機構擔心疫情導致貸款損失和收入減少時，更加關注采用自動化和機器人技術。機器人流程自動化(RPA)可以通過以成本效益的方式替代內部和外包的人力資源(HR)，從而提高生產率。盡管機器人流程自動化(RPA)的發展仍處于早期階段，但它具有降低成本、提高熟練程度、提高精度、改善客戶體驗，以及始終如一的靈活性的優勢。就像云計算技術發展一樣，這種模式正在加速發展，因為大量的外部提供商利用長期積累的經驗，以合理的成本為各種組織提供可擴展的解決方案。</p><p>7、在家遠程工作</p><p>一段時間以來，人們一直在呼吁增加工作的靈活性，而對于某些組織來說，讓員工在家遠程工作是唯一合理的選擇，尤其是疫情嚴重的地區。事實上，即使經濟逐漸恢復，員工獲準重返工作崗位，組織仍將繼續保護工作人員的安全和健康。像谷歌和Facebook這樣的許多大公司讓其員工在家遠程工作一直持續到2021年。重要的是，規模較小的組織將這種新發現的靈活性作為一種操作選擇。</p><p>8、人工智能即服務(AIaaS)</p><p>如今，77%的消費者正在利用<a href="http://www.ccyxbj.cn/baogaolist-00006.html" target="_blank"><strong>人工智能</strong></a>的進步，而數據處理、面部和語音識別等新興技術融合了人工智能平臺、聊天機器人、機器學習(由各種庫和框架組成的算法類別)、深度學習和分析。人工智能導致機器學習的應用上升。人工智能從根本上為建立云計算框架做出了貢獻?，F在，許多IT行業巨頭都在人工智能即服務(AIaaS)上增加了新的服務領域，例如數字助手、認知計算、機器學習、商業智能等。</p><p>9、量子計算成為主流</p><p>量子計算技術可能尚未引起人們的注意，但在該領域看到了不尋常的發展，這在很大程度上歸功于IBM和霍尼韋爾等公司。量子計算技術一直處于應對傳染病傳播、治療學和潛在疫苗發展的前沿。隨著人們了解量子計算所帶來的強大功能，可能會在不同的組織中觀察到更多用例：在任何時候從任何來源質疑、篩選、分析和處理數據的能力。</p><p>10、轉變客戶體驗</p><p>千禧一代希望獲得更良好的體驗。以先進的網絡應用程序、具有一流用戶體驗的真正的原生移動應用程序、智能聊天機器人程序、會話應用程序、可穿戴設備和利用增強現實技術的身臨其境的體驗，打造支持現代網絡的數字體驗。很多組織正試圖擴大細分市場和后端集成的利用率，這將促進跨渠道的統一和無縫體驗。</p><p>文本由@栗栗-皆辛苦 整理發布于三個皮匠報告網站，未經授權禁止轉載。</p><p>推薦閱讀</p><p><a ><strong>億歐智庫：企業數字化轉型的道與術暨2021中國數字化轉型服務商精選目錄(78頁).pdf</strong></a></p><p><a ><strong>億歐智庫：數字化轉型：科技賦能 供給創造需求(48頁).pdf</strong></a></p><p><a ><strong>億歐智庫：20
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預計CPI保持穩中有進態勢（單位：%）_第72頁
預計CPI保持穩中有進態勢（單位：%）_第73頁
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預計CPI保持穩中有進態勢（單位：%）_第74頁
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預計CPI保持穩中有進態勢（單位：%）_第75頁
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預計CPI保持穩中有進態勢（單位：%）_第76頁
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預計CPI保持穩中有進態勢（單位：%）_第77頁
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預計CPI保持穩中有進態勢（單位：%）_第78頁
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預計CPI保持穩中有進態勢（單位：%）_第79頁
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預計CPI保持穩中有進態勢（單位：%）_第80頁
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預計CPI保持穩中有進態勢（單位：%）_第81頁
預計CPI保持穩中有進態勢（單位：%）_第82頁
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預計CPI保持穩中有進態勢（單位：%）_第83頁
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預計CPI保持穩中有進態勢（單位：%）_第84頁
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